Should You Give a Recorded Statement to the Insurance Company?

This video features Frank Walker, a Criminal Law attorney based in Pennsylvania.

Pennsylvania DUI Attorney Urges Caution

Video Transcript:

Rob Rosenthal: 

Should you give a recorded statement to the insurance company after you've been in an accident? Let's ask Pennsylvania lawyer Frank Walker for this, Ask the Lawyers Quick Question.

Frank Walker: 

A lot of times, the claims adjusters and the agents, they're well-versed and well-trained in getting information out that will deny the claim. Insurance companies are not in the benefit or in the habit of paying out money, they want to receive money from your payments, but they don't wanna pay out, so they're gonna find a way to exclude themselves from the situation, exclude themselves from the policy and exclude you from gaining access to your policy which you paid into... So when you give a statement, you're not understanding what you're doing, because you don't know what they're asking you, why they're asking you that, and more importantly, let's say you're in an accident, in a DUI accident, and you're giving a statement to the insurance company and you tell them, what happened and that you had been drinking ahead of time. That's just for the insurance company, but what they're gonna do is take that statement and that statement is available to the prosecution, the prosecution can subpoena that statement and use that against you in your criminal case, so you definitely do not wanna give a statement to the insurance company until you speak with an experienced attorney.

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