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This video features Michelle Martin, a Civil Rights attorney based in Ohio.
Is uninsured or underinsured car insurance required in Ohio?
It's not required, but it's very necessary. Underinsured, Uninsured Motorist coverage protects you. It makes sure that if you're hit by a hit-skip, which is a hit-and-run, or you're hit by someone who has pretty minimal policy limits, but if you're injured and your injuries... Your medical bills exceed the insurance of the at-fault party, your own Uninsured, Underinsured Motorist coverage will come into play and take care of your injuries just as if the other person had your policy limits.
Disclaimer: This video is for informational purposes only. In some states, this video may be deemed Attorney Advertising. The choice of lawyer is an important decision that should not be based solely on advertisements.