How to Afford Help Around the House After an Accident
Written by AskTheLawyers.com™ on behalf of Tad Thomas with Thomas Law Offices.
When an accident results in severe or traumatic injuries, the recovery period can be grueling and may last for a significant period of time. When an accident victim’s injuries and recovery period prohibit them from living in and taking care of their home as they did before, it may become necessary for help to enter the home and assist with daily tasks such as cleaning, cooking, and other tasks involving mobility. However, it’s no secret that in-home care can be expensive.
For support that is deemed medically necessary, health insurance may help cover some of these services. However, many people in need of home recovery aid are left to pay for these expenses out of pocket. There is good news, however, for those who were injured due to another party’s negligence. The cost of home care services may be included in a personal injury claim to be compensated by the negligent party and/or their insurance carrier. If you or a loved one were injured in an accident and are unable to live in and care for your home environment as you did before, reach out to a personal injury attorney.
“Damages” is a word used to refer to a vast myriad of expenses that an injured person has experienced or is likely to experience in the future due to their injuries.
Damages in a personal injury case can be economic or non-economic. Non-economic damages refer to the intangible damages such as pain and suffering and loss of enjoyment of life. Non-economic damages can be difficult to identify without the help of an experienced attorney. However, economic damages include expenses that come with a definite price tag, such as past, present, and future medical bills, lost wages, and even the cost of in-home care when an injury has left someone temporarily or permanently disabled.
In-home care is one of several damages that may not be identified without the help of an attorney.
The fact of the matter with personal injury cases is that the injured party and their family rarely identify all of the damages they may be eligible to receive compensation for. In-home care is a damage that is commonly overlooked, especially when the injured party accepts a settlement offer without consulting an attorney. A settlement offer that may seem fair upfront could actually be woefully inadequate to pay for future damages related to the injury. It is important to remember that a fair settlement or verdict should not only compensate for the current and past expenses, but should also account for reasonably predictable future expenses as well.
If you or a loved one are likely to need in-home care for any period of time after an accident, talk to an attorney.
However, it can take months to receive the settlement or verdict money; this is where a personal injury attorney can add an extra level of care. An experienced personal injury attorney can connect their clients with recovery support resources, and may also be able to help coordinate with insurance and billing parties to hold off on charging you until the settlement amount comes through. Convincing a medical facility or insurance carrier to work with you as you await a promised settlement or verdict can be nearly impossible alone, but experienced personal injury attorneys are well-versed in this practice.
To learn more about how to afford help around the house after an accident, reach out to a personal injury attorney as soon as possible.