What Is The Insurance Claim Process After a Car Accident?

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Eric Fong | 888-623-7366 | FREE Consult | No Fee Unless You Win

The insurance claim process after a car accident can be confusing, overwhelming, and frustrating. One wrong move can be devastating to the victim. It’s important to understand the right way to proceed after a serious car accident.

To learn more, we spoke with Eric Fong with Metier Law Firm. Eric is based in Seattle, and he can help anyone struggling with the aftermath of a serious car crash.

Contact attorney Eric Fong directly by calling 888-623-7366 or by submitting a contact form on this page.

After a car accident, what should you tell the insurance company?

The period after a car accident is overwhelming, for a variety of reasons. Victims are worried about their own well being as well as how to deal with the costs of recovery. They’re faced with a series of decisions to make, and it’s hard to process it all.

That said, the law says that you have a duty to cooperate with your insurance company, as outlined in the contract you signed with them. When they call, you should answer as precisely and concisely as possible. Only giving them the information they ask for. Don’t elaborate with unnecessary information.

What is the insurance company’s main priority?

The insurance company wants to save as much money as possible. They’re accountable to boards and CEOs, and at the end of the day, their bottom line is to increase profits and decrease spending wherever possible.

If the other driver’s insurance company calls, what should you say?

They will likely call you very soon after the accident. They may want a recorded statement, and they may offer you a settlement.

Do not give them a statement. They are not your friend and they are not trying to help you. Be extremely cautious of any offers they make to you.

At what point do you call a lawyer?

Call a lawyer as soon as possible if you’re involved in any kind of life-changing accident that involves dealing with insurance companies. There are many pitfalls you can fall into when seeking benefits from an insurance claim, and the right lawyer makes all the difference in the world. As soon as the accident happens, the other side is working to build a defense. Since things are already in motion, it’s wise to get an attorney on your side as soon as you can.

Should you still call a lawyer if the accident was your fault?

If you’ve caused a crash, the insurance company’s goal is to pay out as little as possible for what you’ve done. However, you are paying for insurance to help cover the cost of injuries. In this case, the cost of injuries for the other party. If you’re sued, the insurance company will likely provide you with an attorney. However, if you feel like this attorney isn’t representing you fairly, you could seek out another one under the concern of bad faith.

Can a family member contact an attorney on your behalf?

Yes. This happens fairly often, especially since medical bills are piling up quickly in cases where the victim is incapacitated.

Why is it important to get a lawyer involved early on?

This cannot be stressed enough. Attorney Fong says that there are many times where he’s been brought into cases three or four years down the line when significant damage has already occurred. Acting fast can prevent the loss of evidence and help build a strong case sooner.

To learn more, contact Eric Fong now by calling 888-623-7366 or by submitting a contact form on this page.

Disclaimer: This video is for informational purposes only. In some states, this video may be deemed Attorney Advertising. The choice of lawyer is an important decision that should not be based solely on advertisements.

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