How Does Kentucky’s No-Fault Law Affect a Car Accident Claim?

Louisville Injury Attorney Tad Thomas

Video Transcript:

Rob Rosenthal:

If you're in an auto crash in Kentucky, how does the no-fault law affect your claim? We ask Kentucky attorney Tad Thomas in this AskTheLawyers™ Quick Question.

Tad Thomas:

Under Kentucky law, everyone who has insurance has $10,000 at least in coverage to pay your medical bills and lost wages. It doesn't cover pain and suffering, but the idea of the no-fault law was to make sure that people who are injured in motor vehicle collisions can get the treatment they need. Many people have what we call added PIP, which means you can get more money on your policy over and above the $10,000, but you at least have that $10,000 there if you have a Kentucky policy.

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