Why Does Texas Give Employers the Option to Provide Workers’ Comp?


The Texas Department of Insurance (TDI) says that the first workers’ compensation laws in Texas came in 1913. At the time, the legislators believed that employers should have the freedom to decide if they want to provide workers’ comp to their employees.

They feared that government run programs would limit the property rights of an employer since there was no due process of the law.

However, in 1917, the U.S. Supreme Court ruled that it was legal to require employers to participate in workers’ compensation programs.

If an employee is injured on the job and the employer does not carry any compensation coverage, the employee is the one who will suffer. The only way for an employee to be compensated for their injuries is to hire an experienced lawyer who can fight for their right to fair compensation.

Allison & Ward – Austin Workers’ Compensation Attorneys