How Does Long-Term Disability Insurance Work?
Ask a Workers’ Compensation Attorney for Legal Advice
When someone works a particularly high-risk job, it’s a good idea to invest in long-term disability insurance. In fact, many employers offer it. Whenever someone suffers a serious injury, there is the potential for disability, including long-term disability. When a person suffers from a long-term disability, it is important to know what kind of...
Many work injuries are minor, quickly treatable and result in full recoveries. But even if you work a generally “safe” job, like working in an office, there is still potential to suffer permanent injuries that lead to significant disability and reduced capacity for work.Fortunately, the workers’ compensation system is built to help even those who suffer permanent work injuries to move on with life.How Do I Find Out If I Am Eligible for...
Do You Know These Disability Stats?
(from Council of Disability Awareness)
The most common long-term disability claims are due to:
Musculoskeletal disorders
Cancer
Pregnancy
Mental Health
Injuries.
Fewer employers today are offering benefits to workers.
Almost half of American adults cannot pay a sudden bill of $400 without taking out a loan or selling something.
The largest group that files bankruptcy is struggling due to medical bills.
The...
Social Security provides financial assistance for those with disabilities. People in these situations can apply for Social Security Disability (SSD) or Supplemental Security Income (SSI). Those who apply for and successfully receive Social Security may receive benefits to help them live as they are unable. However, these programs differ in a few important ways, and if you are considering applying for Social Security, you should speak with a...