Dealing with insurance companies after an accident can be just as stressful as the injury itself. When an insurance company unfairly denies or reduces your claim, this is referred to as insurance bad faith. However, there may be circumstances in which a denial is justified based on your policy.
Due to the highly technical language of insurance policies and the fact that unscrupulous adjusters may purposely misinterpret it to avoid paying your...
At first glance, figuring out what expenses each type of insurance covers may seem intuitive. However, there are often situations in which one or more types of insurance may be combined or applicable in a way you otherwise wouldn’t have considered. Insurance stacking is another legal strategy in which you may be able to make use of multiple insurance policies to help pay for your damages.
However, insurance stacking can be tricky without the...
Insurance bad faith is a term used to describe when an insurance company fails to deal fairly with the people they insure, in order to reduce or deny a valid claim they would otherwise have to pay in full. Unfortunately, insurance bad faith is more common than many people think.
Whenever you find yourself dealing with an insurance company, it’s important to remember that they make their profits by accepting monthly insurance premiums from...
Dealing with insurance companies after any kind of accident or injury can be extraordinarily stressful and even feel ineffectual, especially when a claim is denied. A claim may be denied for many reasons, both valid and invalid. If your insurance claim has been denied, it’s important to refrain from the immediate assumption that the denial was fair. In dealing with insurance companies, it’s important to keep in mind that they make their money...