Following any motor vehicle accident, one of the first places an injured party looks for recovery is with theirs or the other party’s insurance provider. However, whenever you find yourself dealing with an insurance company, it’s important to keep in mind how those companies operate; for example, their entire business model revolves around accepting monthly payments from policyholders and holding on to as much of that money as possible to...
When children are injured in a car accident it can be difficult to detect the injury or its severity right away; this is often due to the fact that children do not yet know how to communicate what they are feeling. The same rule applies to a child’s recovery following an accident. If a child is experiencing more pain or difficulty than is usual for their recovery, it’s important to have this assessed and noted by a doctor to make sure the...
Nerve damage is a unique type of injury following an accident, as it is not always visible on the outside. However, nerve damage is remarkably common and can range from relatively minor injuries like whiplash to serious nerve damage including paralysis. Nerve injuries occur when nerves are stretched, compressed, crushed, or even cut in an accident, and can be short-term, long-term, or even permanent. Common accidents in which nerve damage can...
Talking to another driver’s insurance provider following an accident can be daunting and stressful; in some cases it may even feel like the other driver’s provider wants to trap you into saying something that would fully or partially admit your own liability for the event, even if you were not at fault. Unfortunately, this feeling might be perfectly valid. It’s important to remember that insurance companies make money by holding onto...
A car accident of any kind can be stressful, but when a collision happens involving an uninsured or underinsured driver, the results can be even more stressful. This risk is especially prominent in Virginia, where drivers can legally operate their vehicle without insurance as long as they pay an annual $500 to the state’s Department of Motor Vehicles.
Depending on your own insurance policies, an accident with an uninsured or underinsured...
While age and eye disorders can cause or contribute to blindness, certain accidents and resulting injuries can also result in partial or full vision loss. Vision loss and blindness may or may not be reversible depending on the nature of the injury, but treatments and procedures do exist to restore sight either entirely or at least partially to accident victims, including cornea replacement, corrective lenses, and more. However, these treatments...
Spinal cord injuries or “SCIs” make up some of the most severe injuries a person can experience. The reason for this is due largely to the amount of nerves connected to the spinal cord, and the widespread damage that can occur when the spine is injured. SCIs can result in long recovery times, chronic pain, loss of mobility, and even partial or full paralysis. The medical care and ongoing life care expenses typically associated with SCIs can...
Dealing with insurance companies after an accident can be just as stressful as the injury itself. When an insurance company unfairly denies or reduces your claim, this is referred to as insurance bad faith. However, there may be circumstances in which a denial is justified based on your policy.
Due to the highly technical language of insurance policies and the fact that unscrupulous adjusters may purposely misinterpret it to avoid paying your...