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How Can Texas Healthcare Workers Receive Workers’ Compensation?

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How Can Texas Healthcare Workers Receive Workers’ Compensation?

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Healthcare workers work around many hazards while in their jobs, especially in times of health crises and limited resources. It is especially important, in times of increased danger, that these workers understand how to receive fair and swift workers’ compensation should they suffer an injury or ailment as a result of their job duties.

Texas Has Unique Workers’ Comp Laws

Most Texan workers are familiar with the concept of workers’ compensation, but what they may not know is that Texas does not require employers to provide workers’ compensation insurance for their employees. Many employers—in several industries—understand that the money they may have to pay to select injured workers is less than the cost of company-wide insurance, so they choose not to insure their employees. In this way, they are betting against the possibility of costly worker injury on the job.

Unfortunately, if an injury does occur, the injured worker can find that receiving compensation they are entitled to is difficult. They may not have the time or means to fight the company themselves, especially if they are trying to recuperate from an injury or other loss.

Why You May Need to Sue Your Employer If You Don’t Have Workers’ Comp

This is where an experienced workers’ compensation attorney can be a great help to a healthcare worker seeking compensation. These attorneys know the intricacies of what may feel like opaque and confusing laws. They can help their clients file personal injury lawsuits in place of workers’ compensation claims, and guide them through the process of understanding how much they should seek in damages, and how they can articulate the cause of their injury or illness clearly and thoroughly.

Using a personal injury lawsuit in place of a worker’s compensation claim can also be beneficial in helping the client recover damages faster. When an employee appeals to their employer for workers’ compensation, the company has little incentive to make the process quick or efficient. However, when faced with legal action and a potentially bigger payout, a targeted company may be more willing to settle a case quickly—and on terms favorable to the employee.

Personal injury lawsuits can also cover a very wide variety of potential damages, from lost wages to medical bills to the general emotional or physical toll the incident has taken on the employee. When the employee requests payment using an outside source, they have greater freedom to estimate and ask for the amounts they think their injury or illness has warranted—not just what is in line with the company’s policies.

What To Do After a Workplace Injury

Of course, whenever an employee is injured at work, or put in a situation that necessitates compensation, they should immediately document it and make the company aware of the occurrence in order to ensure that there is a record of it. However, while reporting such incidents to a company is a must, receiving compensation using a personal injury attorney is a choice that—especially in the case of Texans without workers’ compensation insurance—may help them achieve greater results in the long run and let them continue on a smooth journey to recovery.

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