Bring Clarity to Debt Problems

Bruce A. Ralston

2670 Union Ave Extended

Memphis, Tennessee 38112

888-365-0052

See what makes Law Office of Bruce A. Ralston Different

If you are battling financial debt and searching for solution to the challenges you face, talking to an attorney who understands is the first step to moving on the road to resolving these issues.

Just the Facts

Specialization

Bankruptcy

Profile

Bruce Allen Ralston has been fighting for the “little guy” to solve consumer debt issues for over 25 years. He is a Memphis bankruptcy attorney at the Law Office of Bruce A. Ralston, a federally-recognized debt relief agency that helps people file for bankruptcy under Title 11 of the United States Code.

Bruce is the only lawyer in the western half of Tennessee who regularly helps people deal with their student loan debts, including the parents that signed for their children’s loans and other cosigners for individuals that aren’t their legal responsibility. This applies to all kinds of student loans: federal, private, or both. In fact, he has helped government and nonprofit workers to qualify for Public Service Loan Forgiveness. He is able to help individuals all over the country for federal student loans, but individuals with private loans must be Tennessee residents.

Bruce has extensive knowledge and experience regarding bankruptcy and consumer law. He also helps people to defend themselves against collection lawsuits, stop payroll garnishments, eliminate tax refund offsets, and sue abusive debt collectors.

Contact Bruce if you need help with:

Income Taxes
Lawsuit Defense
Repossessions
Debt Collection
Student Loans
Credit Reporting

Bruce offers a free 45 minute consultation on any debt-related matter (bankruptcy; credit reporting issues; defense of collection lawsuits; dealing with debt collectors; etc.) He always charges a flat fee, so that there are no surprises.

Tennessee State Bar # 016260
Memphis Bar Association
NACA (Nat'l Assoc. of Consumer Advocates)
NACBA (Nat'l Assoc. of Consumer Bankruptcy Attorneys)
Verified listing Owner Verified Listing

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Locations

Bruce A. Ralston

Main Office

2670 Union Ave Extended
Memphis Tennessee 38112

Attorneys at Firm

Video Blog

Quick Bankruptcy Guide: Safe Harbor Provisions

Earlier this year, the Supreme Court supported the tightening of restrictions regarding the safe harbor provision. What does this mean? Who does it affect? Also, why does this matter? Let’s look into this a little deeper to help shed some light on this financial option and how it relates to business... […]

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Debt Keeping You Awake At Night?

Is debt keeping you awake at night? It is certainly an important issue. When you’re in debt, you have tons of questions and uncertainties nag at you at all hours. You're not alone, however, and a bankruptcy attorney can help you a great deal. Here is an article to help you determine if a bankruptcy... […]

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Blog

Quick Bankruptcy Guide: Safe Harbor Provisions

Quick Bankruptcy Guide: Safe Harbor Provisions

Earlier this year, the Supreme Court supported the tightening of restrictions regarding the safe harbor provision. What does this mean? Who does it affect? Also, why does this matter? Let’s look into this a little deeper to help shed some light on this financial option and how it relates to businesses dealing with bankruptcy and the financial cost for potential debtors if this financial arrangement option is simply disregarded.   What are Safe Harbor Provisions? In the context of bankruptcy, safe harbor is a protection concerning conduct that is usually unacceptable, but made acceptable under ambiguous circumstances. Congress has described the provisions as an effort to “minimize the displ... […]