Earlier this year, the Supreme Court supported the tightening of restrictions regarding the safe harbor provision. What does this mean? Who does it affect? Also, why does this matter? Let’s look into this a little deeper to help shed some light on this financial option and how it relates to businesses dealing with bankruptcy and the financial cost for potential debtors if this financial arrangement option is simply disregarded. What are Safe Harbor Provisions? In the context of bankruptcy, safe harbor is a protection concerning conduct that is usually unacceptable, but made acceptable under ambiguous circumstances. Congress has described the provisions as an effort to “minimize the displ... […]
See what makes Law Office of Bruce A. Ralston Different
If you are battling financial debt and searching for solution to the challenges you face, talking to an attorney who understands is the first step to moving on the road to resolving these issues.
Bruce is the only lawyer in the western half of Tennessee who regularly helps people deal with their student loan debts, including the parents that signed for their children’s loans and other cosigners for individuals that aren’t their legal responsibility. This applies to all kinds of student loans: federal, private, or both. In fact, he has helped government and nonprofit workers to qualify for Public Service Loan Forgiveness. He is able to help individuals all over the country for federal student loans, but individuals with private loans must be Tennessee residents.
Bruce has extensive knowledge and experience regarding bankruptcy and consumer law. He also helps people to defend themselves against collection lawsuits, stop payroll garnishments, eliminate tax refund offsets, and sue abusive debt collectors.
Contact Bruce if you need help with:
Bruce offers a free 45 minute consultation on any debt-related matter (bankruptcy; credit reporting issues; defense of collection lawsuits; dealing with debt collectors; etc.) He always charges a flat fee, so that there are no surprises.
Tennessee State Bar # 016260
Memphis Bar Association
NACA (Nat'l Assoc. of Consumer Advocates)
NACBA (Nat'l Assoc. of Consumer Bankruptcy Attorneys)
Bruce is very knowledgeable and upfront about his fees. If you have a student loan issue, he will sit down with you and tell you what to do to get your payments down, and then you can do it yourself.
Bruce A. Ralston
Memphis Tennessee 38112