Is Texas a Fault or No-Fault State for Car Insurance?

Car Accident Attorney Explains Liability

Video Transcript:

Rob Rosenthal:

Do you know if Texas is a fault or no fault state when it comes to car insurance? What does that mean to you? We ask Texas attorney Alan Robertson for this AskTheLawyers™ quick question.

Alan Robertson:

When it comes to insurance, Texas is a fault state; meaning that for us to be able to prove your case, we have to prove that the person that hit you was in some regard negligent; meaning that they did something that a reasonable person would not do, or that they failed to do something that a reasonable person would do. Insurance companies are not just passing out money simply because you've been in a car wreck. It takes time and diligence to secure these means of proof to show that the other party made a mistake and that they need to be held accountable for that mistake.

Disclaimer: This video is for informational purposes only. In some states, this video may be deemed Attorney Advertising. The choice of lawyer is an important decision that should not be based solely on advertisements.