Does Workers’ Comp Cover Car Accidents?

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Attorney Aaron Allison | 888-300-1476 | FREE Consult | No Fee Unless You Win

If you’re injured in a car accident while on the clock, does workers’ comp apply to you?

Aaron Allison is an injury attorney based in Austin, Texas. He focuses his practice on helping injured Texas workers recover after an on-the-job injury. In this video, he answers the question: does workers’ comp cover car accidents?

To learn more, contact Aaron Allison by calling 888-300-1476 or by submitting a contact form on this page. The consultation is free, and you owe ZERO out-of-pocket attorney fees.

Texas Workers’ Comp Laws

In Texas, employers are not obligated to provide workers’ comp to their insurance. They’ve realized that they can actually save money by waiving workers’ comp and simply settling personal injury claims as they arise.

So what does this mean for the worker? If you’re injured in a work-related car accident, it means that you could have multiple avenues to pursue if you need compensation for expenses related to the wreck.

If you have workers’ comp, you can seek benefits if the accident occurred within the scope of your employment. If you were driving as part of your job, this would likely apply to you.

You also have the option of filing a third-party claim against a negligent party. This could be a driver who hit you, the manufacturer of a defective piece of equipment, or another entity.

The best way to learn about all of your options is contact an attorney who has experience handling work-related injury claims. They can advise you on your best course of action and handle all the difficult procedural work while you focus on your recovery.

To learn more, contact Aaron Allison by calling 888-300-1476 or by submitting a contact form on this page. The consultation is free, and you owe ZERO out-of-pocket attorney fees.

Video Transcript:

I’ve had several cases where delivery people are working for a company, they’re delivering parts or components, or they’re in professional services and they’re driving from one job site to another job site as part of their workday are involved in automobile accident cases. And those are what we call standard third party negligence cases. I deliver auto parts for my company and I’m driving to deliver auto parts to a mechanic. I’m in the course and scope of my employment for the interest of my employer utilizing the roadway. Guy runs a red light and hits me, causes an injury. I fall under workers’ comp with my employer because they have a worker’s comp insurance and then I bring a negligence case, a standard automobile negligence case against the man who caused the accident. So there’s it’s called third-party negligence cases, and we see them a lot. A lot of people have to use transportation in their job. And so you see those kind of accidents all the time.

Disclaimer: This video is for informational purposes only. In some states, this video may be deemed Attorney Advertising. The choice of lawyer is an important decision that should not be based solely on advertisements.