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Do I Need Arizona UM/UIM Insurance?

Phoenix Car Accident Attorney Offers Suggestions for Auto Insurance

Video Transcript:

Rob Rosenthal:

Do you know what UM/UIM insurance is and how it works in Arizona? To find out, we ask Arizona Attorney Tim Tonkin in this AskTheLawyers™ Quick Question.

Tim Tonkin:

I would like everybody to know it is critically important that when you purchase auto insurance, you also purchase Uninsured and Underinsured Motorist Protection. That's a portion of the policy that the insurance company is obligated here in Arizona to offer to you, but they're not obligated to give it to you. And sometimes when you're using a direct marketing company like Geico or Progressive and you're just clicking boxes, you may not realize that you just clicked through the most important coverage for you, which is Uninsured and Underinsured Motorist Protection, because it covers you, your loved ones, and anybody else in your vehicle typically, that may be injured by an uninsured driver or an underinsured driver.

Disclaimer: This video is for informational purposes only. In some states, this video may be deemed Attorney Advertising. The choice of lawyer is an important decision that should not be based solely on advertisements.


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