Bankruptcy articles can include information about Chapters 7 and 13 for consumers, as well as Chapter 11 for business.

Here’s How the New Tax Law Affects You

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Tax season has come and gone, but there are some things you should know about the new tax bill that will affect your 2018 taxes next year. This is a particularly important reform since it is the largest reform in over thirty years, as well as one of the most complicated. First, Some Basics Explained […]

infrastructure and roadway injury

Keep Your Car, Lose the Staggering Payments

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Yes, it’s true. Even when going bankrupt, you may not have to get rid of your car (or even real estate investment)! Instead, if you are able to file a Chapter 13 “wage earners” bankruptcy, then you could be able to reduce your principal balance and restructure your vehicle installment loans, or you may be […]

Got Creditor Harassment? Take Your Debt Seriously: Jail is a Real Possibility

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The fate of many households around America hangs in a balance between living off of credit and simultaneously digging themselves out of debt. If they slip, they may be shocked to find themselves facing time behind bars.   It IS Possible to Go to Jail for Private Debts Initially, incarceration was only imposed upon those […]

Bankruptcy: How the Automatic Stay Keeps Your Creditors at Bay

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If you are going into debt and worried about folks coming after you for payments or taking away your possessions, you should know about a temporary remedy called “the automatic stay.” What is the Automatic Stay? It’s a really valuable break that allows the borrower a set amount of time to sort out their financial […]

Deciding to File for Bankruptcy, Now What?

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If you are considering filing for bankruptcy, don’t worry. You aren’t alone. Although it isn’t the ideal situation, it can be incredibly useful for helping you get back on your feet. Many people have found that after biting the bullet, they regain control of their finances over time. Filing for bankruptcy can: Halt all of […]

student loan relief

BEWARE: STUDENT LOAN RELIEF SCAMS RAMPANT

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There are 44 million Americans swimming in a collective pool of $1.4 trillion student debt at this time, and sadly, this just makes crooked and greedy types see a vulnerable population to exploit. If you or someone you care about is struggling to find student loan relief, especially if they are facing financial hardship or […]

The Risky Truth About File Sharing and Intellectual Property

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In 2013, Joel Tenenbaum was charged with illegally downloading and sharing copyrighted files.  He was accused by Sony BMG Music Entertainment, Warner Bros. Records, and UMG Recordings for violating U.S. copyright law.  The assessed damages were $675,000, but the judge reduced it down to $67,500.  The reduction was appealed, the $675,000 was reinstated, and Tenenbaum […]

iowa collective bargaining

What are Consumer Protection Laws?

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Consumer protection laws are federal and state statutes that regulate seller and lender practices concerning consumer goods. The Consumer Product Safety Commission (CPSC) and Federal Trade Commission (FTC) are federal agencies that handle product safety standards and consumer complaints, respectively. These laws typically go beyond the traditional legal remedies available for breach of warranty. These […]

utah estate planning

Need an Attorney for Tax Law?

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In the United States, tax laws are difficult to comprehend without a professional at your side. A number of lawyers are also CPAs, and other types of attorneys focus on tax litigation. Different regulations dictate when the government can tax citizens for personal income, real estate, business profits, gifts, estates and a variety of other […]

foreclosure

How Do Zombie Foreclosures Have an Effect on Me?

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Zombie foreclosures involving vacant homes have become a plague to many local governments, which have to deal with cleaning up weeds, boarding windows and other upkeep on empty properties. Additionally, if you live in an area with a high amount of vacant homes, it can drag the property value of your home down. Some experts […]